MYGA
Secure Summit
Mountain Life's most comprehensive multi-year guaranteed annuity — full features, guaranteed growth.
- Tax-deferred growth
- Guaranteed rate — no market risk
- Estate planning benefits
- Flexible withdrawal options
Protecting What Matters Most.
For Life.
Mountain Life offers market-leading guaranteed annuity rates and trusted life insurance — delivered with the personal service you deserve, through independent agents you can trust.
Our Products
Annuity & Life Insurance Solutions
Whether you're building a retirement income strategy or protecting your family's future, Mountain Life has a product designed for your needs.
MYGA
Alpine Horizon
Streamlined MYGA with the highest available crediting rate — built for clients who want simplicity.
- Competitive crediting rates
- Tax-deferred growth
- Streamlined, straightforward contract
- Principal protection
Life Insurance
Life Insurance
Comprehensive coverage options to protect your family and provide peace of mind for decades to come.
Whole Life Term Life Senior Life
- Whole & term life options
- Senior Life I & II programs
- Juvenile 10 Pay Life
- Credit life coverage
Coming Soon
Fixed Indexed Annuity (FIA)
Index-linked growth potential with downside protection. Be the first to know when it launches.
Why Mountain Life
Financial Security You Can Count On
We don't compete on gimmicks. We compete on guarantees, service, and financial strength.
Guaranteed Rates
Your annuity rate is locked for the entire guarantee period. No surprises, no market risk, no exceptions.
Tax-Deferred Growth
Your annuity balance can grow faster than a currently taxed alternative. Pay taxes later — keep more working for you now.
Estate Planning
Annuity estate-planning benefits may help with asset protection and distribution to your beneficiaries.
1972
Year Founded
24
Licensed States
Top-Tier
Competitive Rates
Complimentary Partner Benefit
Peace of Mind, Beyond Your Policy
Every Mountain Life policyholder gets complimentary access to Eazewell — a $300/year value, at no cost to you — with guided tools to organize your affairs and ease the load on the people you love.
- Secure vault for documents, accounts & passwords
- Guided wills, trusts & estate planning tools
- Funeral & final-wishes planning
- 24/7 AI assistant for you and your family
Legacy Planning Support
$300
annual value.
Ready to Start Growing Your Retirement Savings?
Connect with a licensed independent agent in your state. It's free, with no obligation.