Fixed Indexed Annuity — Coming Soon
Index-linked growth potential with 100% downside protection. The best of both worlds — market participation without market risk.
Product Overview
What is a Fixed Indexed Annuity?
A Fixed Indexed Annuity (FIA) combines the safety of traditional fixed annuities with the growth potential linked to a market index.
Principal Protection
Your principal is 100% protected from market losses. No matter what happens in the markets, you cannot lose money due to index performance.
Index-Linked Growth
Your growth is linked to the performance of a market index (such as the S&P 500). When the index goes up, you earn a portion of those gains.
Annual Reset
Each year, your gains are "locked in." Even if the market drops the following year, you keep what you've already earned.
Side-by-Side Comparison
How Does an FIA Compare?
See how a Fixed Indexed Annuity stacks up against other savings and investment options.
| Product | Principal Safe | Growth Potential | Tax-Deferred | Guaranteed Rate |
|---|---|---|---|---|
| Fixed Indexed Annuity (Mountain Life) Coming Aug 2026 | ✓ Yes | Index-linked | ✓ Yes | Floor of 0% |
| MYGA (Mountain Life) | ✓ Yes | Fixed rate | ✓ Yes | ✓ Yes — fixed |
| CD (Bank) | ✓ Yes | Fixed rate | ✗ No | ✓ Yes — fixed |
| Stocks / ETFs | ✗ No | Unlimited | ✗ No | ✗ No |
Questions & Answers